Greed is a loaded word that some people throw around pretty flippantly. When someone accuses another of being greedy, they are implicitly making a judgment about how another is allocating their finances to support their business, their family and their community.

Per your stated beliefs, if you looked at my ratio of earnings/philanthropy, I expect you would consider me greedy (and that is your right). But I believe my first obligation is to establish financial security for my family (retirement, education, debt paid off, etc.). While I do donate a substantial amount to charity each year, it is a relatively small % of my income. I aspire to do much more once I have moved from being “high income” to “wealthy.”

Prior to his retirement from Microsoft and establishment of his foundation, would you have called Bill Gates greedy? He was accumulating vast amounts of wealth, and was not sharing it with others.